Office Policy
Financial Policy
Thank you for choosing our office for your endodontic needs. The fee for your endodontic treatment will be based on the extent of treatment, and the restorative needs (fillings, posts, etc.) your dentist requests. During your first visit, we will discuss the probable number of visits, their length, and the fees involved.
Obtaining insurance verification is not a guarantee of payment by the insurance company. Insurance companies are not required to disclose how they determine annual maximums and treatment exclusions.
Our team will help you understand your dental plan, estimate your out-of-pocket costs, and determine what may qualify as a covered benefit. In the event your insurance does not pay the estimated amount, our office will charge the uncovered portion to your credit card. Any payment or co-payment is due in full at the time of service.
Most insurance companies will respond within four to six weeks. Please call our office if your statement does not reflect your insurance payment within that time frame. Any remaining balance after your insurance has been paid is your responsibility and any overpayment will be promptly refunded.
For your convenience, we gladly accept credit cards, cash, and personal checks.
Should you require monthly payments we recommend CareCredit (www.carecredit.com) - a convenient, low monthly payment plan with an interest-free option.
Please remember you are fully responsible for all fees charged by this office regardless of your insurance coverage.
Insurance
We make every effort to provide you with the finest endodontic care and the most convenient financial options. To accomplish this, we work hand in hand with you to maximize your insurance reimbursement for covered procedures. Please understand that insurances policies are a contract between the policyholder and the insurance company.
Even if your carrier states that it will cover 80% or even 100% of endodontic fees, several factors can reduce the actual benefit you receive. These factors include the following: deductibles, annual limits and maximum allowable amounts per procedure.
For non-participating insurance plans, please remember that you are responsible for services rendered at the time of treatment. Remember to bring your insurance information with you as well as the insured’s SSN to the consultation so that we can expedite reimbursement.
If you are out of your insurance network, please remember that there is a reason that your dentist has referred you to Everest Endodontics and that is because they want you to have to best endodontic care possible.
If you have any problems or questions, please ask our staff. They are well informed and up-to-date. They can be reached by phone at (248) 823-7830. Please call if you have any questions or concerns regarding your initial visit.